Privacy Policy
GMGSJ Insurance ("GMGSJ," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, share, and protect personal information when you visit gmgsj.com (the "Site"), request a quote, or communicate with us by phone or text message.
Information we collect
- Information you provide: such as your name, phone number, email address, ZIP code, date of birth, gender, tobacco use, coverage interests, budget, and any message you send us.
- Communications: records of calls, text messages, and emails you exchange with us.
- Automatically collected information: basic technical data such as browser type, device information, IP address, pages visited, and referring pages, collected through standard server logs and similar technologies.
Please do not submit Social Security numbers, detailed medical information, or other sensitive data through our website forms.
How we use your information
- To respond to your requests and provide life insurance quotes and information
- To contact you by phone, text message, or email about your request
- To help you apply for coverage with insurance carriers, at your direction
- To operate, maintain, secure, and improve our Site
- To comply with legal, regulatory, and licensing obligations
How we share your information
We do not sell your personal information. We may share it only:
- With insurance carriers and underwriting partners when you ask us to obtain quotes or submit an application
- With service providers who help us operate our business (for example, website hosting and form processing), who are required to protect your information
- When required by law, regulation, subpoena, or to protect our rights or the safety of others
- In connection with a business transfer, such as a merger or sale of assets
Text messaging (SMS)
If you provide your phone number and consent, we may send text messages related to your inquiry. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time, or HELP for help. Consent to receive texts is not a condition of purchase. We do not share mobile numbers or SMS opt-in data with third parties for their marketing purposes.
Cookies and analytics
Our Site may use cookies or similar technologies to understand how visitors use the Site and to improve it. You can control cookies through your browser settings.
Data security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet is completely secure, so we cannot guarantee absolute security.
Data retention
We keep personal information only as long as needed for the purposes described above or as required by law and insurance regulations.
Your choices and rights
You may ask us to access, correct, or delete your personal information, or to stop contacting you, by calling or texting 586-368-7685. Depending on where you live, you may have additional rights under state privacy laws, and we will honor them as required.
Children's privacy
Our Site is not directed to children under 13, and we do not knowingly collect personal information from them.
Changes to this policy
We may update this Privacy Policy from time to time. The "Last updated" date above shows when it was last revised.
Contact us
Questions about this policy? Call or text 586-368-7685.